Certificates of Deposit
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(Automatically renewable time account)
- $1,000.00 minimum balance
 - Interest compounded monthly, deposited to another account, or payable by check
 - No deposits can be made before maturity
 - Interest penalty and bank service charge for early withdrawals
 
Individual Retirement Accounts (IRA’s)
- Traditional, Roth, & Education IRA’s
 - CD terms and rates
 - Minimum deposit of $25.00
 - FDIC Insurance
 
Health Savings Accounts
- Interest bearing checking account
 - Minimum deposit of $25.00
 - Monthly fee of $3.00
 - Limited to 10 withdrawals each statement cycle
 - FDIC Insurance
 
Money Market Deposit Account
- $2,500.00 to open this account*
 - Interest compounds monthly
 - Limited to 6 withdrawals a month
 - Unlimited in person withdrawals
 
*(Fee of $12.00 per month if balance drops below $2,500.00)