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Close Alert
Please be aware of a scam going on regarding our debit cards.  Customers have been receiving text messages telling them their card is locked and they must call a phone number to unlock.  THIS IS A SCAM.  If you receive this message, please ignore.  If you have any questions, please call us at 618-327-4401.   
Farmers & Merchants National Bank


Hometown Advantage Checking

Earn interest on your checking account like a CD! The account with no strings attached.

View Checking Options

Agriculture Lending

Farmers & Merchants recognizes the significant role agriculture plays in our community and looks forward to helping you finance your farming operations. 

Ag Lending Options