Skip Navigation Download Adobe® Acrobat Reader to view Portable Document Format (PDF).
Farmers & Merchants National Bank

Savings

Passbook Savings Account

 
  • $5.00 opening deposit required
  • Interest added back quarterly to the account
  • No monthly fees (maximum of six withdrawals per month to avoid fees)


Christmas Savings Account 

 
  • Minimum of $5.00 to open
  • No withdrawals can be made from the account
  • Starts in September and continues to the following September
  • A check is printed for the balance plus the interest and automatically mailed to the customer
  • Penalty for Early Withdrawal
 

Vacation Savings Account

 
  • Minimum of $5.00 to open
  • No withdrawals can be made from the account
  • Starts in April and continues to the following April
  • A check is printed for the balance plus the interest and automatically mailed to the customer
  • Penalty for Early Withdrawal
 

Cool Kids Savings

What a great way to teach your children the value of saving!
 
  • Ages 0 to 12 years old
  • Child Friendly Passbook
  • At account opening, receive a cool t-shirt or bib!
  • Rewards Card - After they fill their card with 10 punches, they get to pick a prize from our Kids Club Treasure Chest and get to register for an awesome quarterly drawing prize!
  • For every $5 deposited, your child receives a punch on their very own rewards card.
  • If your child already has a passbook savings account with F&M, just give us a call today and we will make sure they get a rewards card!