By submitting this application online to The Farmers and Merchants National Bank (hereinafter called "Bank") I understand I will be bound by the terms and conditions of the Bank Depository Agreement, which may be amended at the Bank's discretion. I agree the transmission and bill payment amounts may not exceed the account's available balance.
All terms and conditions disclosed to me at the time I opened my account apply when using NetTeller and Bill Pay. I also agree to hold the Bank harmless from any and all costs, lawsuits, expenses, liabilities, damages, and attorney's fees arising from, or related to the Bank acting in good faith in accordance with instructions of information sent by you or a person authorized to send information.
I agree that neither the Bank nor I will be responsible for any loss or delay caused by any failure or interruption of any electronic communication system, which are unavoidable, or beyond either party's reasonable control.
By clicking the box below, you are confirming that you have read the terms and conditions and agree to be bound by them.
