Hometown Advantage Checking 

  • It's the checking account that earns interest like a CD!  
  • No minimum balance, plus FREE ATMs Nationwide!*
    To earn the Bonus Rates, just satisfy the following conditions each cycle: 

  • Make at least 12 Debit Card transactions in the cycle month.  Transactions must post before statement is printed.              
  • ATM-Processed transactions do not count towards qualifying debit card transactions.
  • Log onto Netteller Monthly to receive your monthly Statement Electronically
  • One Direct Deposit or one ACH Auto Debit.  You must have at least one or the other each statement cycle.
  • If 3 qualifications are not met monthly, a $3 service charge will be assessed

  • * Free ATM fee refunds up to $15 per month when requirements are met.   
       Refunds are automatic and receipts are not required to receive refunds.  
    **Fees apply for non-qualifying accounts.  
    The Hometown Advantage account is available to residents of Southwestern Illinois  and it's surrounding counties. 
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