Check out our newest product offering! 
*Ages 0 to 12 years old* 
*Rewards Card* 
*Child Friendly Passbook* 
At account opening, receive a cool t-shirt or bib! 
For every $5 deposited, your child receives a punch on their very own rewards card. 
After they fill their card with 10 punches, they get to pick a prize from our Kids Club Treasure Chest and get to  register for an awesome quarterly drawing prize!   
If your child already has a passbook savings account with F&M, just give us a call today and we will make sure they get a rewards card! 
What a great way to teach your children the value of saving! 
Congratulations to our newest 3rd Quarter Cool Kids Winner! 
Stephen Simon 
Keep saving Stephen!!! 
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