Commercial Checking Account 
  • No minimum balance
  • $100.00 opening deposit required
  • Unlimited check writing
  • Check images returned
  • Other benefits as allowed by law or group guidelines
  •  
    * NOW Account  
    * Sole Proprietor only 
  • Minimum of $1,000.00 to open this account
  • Minimum daily balance of $1000.00 ($12.00 monthly service charge if                                                                               balance falls below $1000.00 any day during the monthly statement cycle)
  • Interest compounds monthly to the account
  • Free F&M Internet banking
  • Free bill pay
  • Free ATM or debit card (where qualified)

  • FDIC
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